Great Lakes New Holland Inc.

Finance

	Commercial Revolving Account: For Your Commercial or Business Use Apply for a Commercial Revolving Account today. Make your life easier and manage your cash flow with a CNH Capital Commercial Revolving Account — a dedicated credit line for your day-to-day parts, service, rental and accessory purchases. Use your Commercial Revolving Account to free up your other credit lines and help track your monthly expenses with an easy-to-read statement. Your Commercial Revolving Account provides: • Dedicated line of credit at participating dealerships • No interest charged if the balance is paid in full every month • No annual fee • Minimum 25-day grace period • Periodic special promotions • Easy-to-read monthly statements for you Canada Application. Fill it in on-line, print it and sign it. Fax it or drop it off at any of our locations and we'll get your account set up for you. Terms and Conditions.
	Financing We can offer you a variety of financing options with flexible payment schedules timed to meet your cash-flow needs – annually, semi-annually, quarterly or monthly: • Split-rate financing fixes specific rate changes during the contract period. This provides lower initial payments. • Fixed-rate financing locks the rate for the entire term of the contract, protecting you against rising rates. • Variable-rate financing offers rates that reflect the current market. • Skip-payment Plans align payment due dates to your seasonal income flow. Leasing What is a Lease? Leasing allows companies to acquire equipment using alternative forms of financing providing economic options to satisfy accounting, tax and equipment needs. Increased cash flows and preservation of line of credit are additional benefits of leasing. I t's all about becoming more productive--and profitable. That's what leasing can do. Because you only pay for the use of the equipment, you can reduce up-front payments to conserve capital. Plus, you gain the advantage of working with the latest technology. More productive equipment for less money. There are plenty of ways to structure a lease, too. With the variety of operating and finance leases, we can help find the perfect plan for your business. Leasing is a good option when considering the following: Accounting Treatment: Off Balance Sheet Treatment: Lease payments are shown as expense instead of debt/ depreciation Tax Concerns: Depreciation Benefits Taxable Income Equipment Impact: Bundled services: Equipment, maintenance, extended warranty and insurance in one convenient payment Flexibility at Lease End: Extend the lease on your equipment; Purchase your leased equipment; or Return your leased equipment and lease new equipment.
	Purchased Protection Plan (PPP) PPP helps protect eligible equipment beyond the manufacturer’s base warranty period. Key Advantages • Peace of Mind – provides protection beyond the manufacturer’s base warranty period • Flexible options – plans can be customized to meet your needs • Financing available – plans may be financed with an equipment purchase on CNH Capital Canada Ltd. retail installment contracts and lease agreements or by using your commercial revolving account for any eligible equipment • Dependable service – eligible repairs completed by authorized service technicians using genuine OEM parts • Transferable protection – new equipment plans may be transferred to a new owner at no charge • One-stop shopping – we can help meet all of your equipment needs including parts, service, financing and equipment protection products New Holland Construction PPP and Kobelco PPP Bottom Line: We want to make equipment financing easy for you.